We are a pre-settlement funding company that provides legal case funding, also known as settlement advance money, to clients with a wide variety of cases and claims. Our pre-settlement loans enable you to meet your immediate expenses by lending you a portion of your anticipated settlement. We can process your loan application and deposit the money as soon as within 24 hours in some cases! Pre-settlement legal funding is a form of financing that carries no risk for the borrower. We can provide anywhere from $500 to $2 million in funding, tailored to each plaintiff's unique needs by our experienced underwriters. With legal case funding in hand, you can access your future settlement to alleviate current financial pressure and to fight for the full value of your case.
We have provided pre-settlement funding / legal case funding for plaintiffs in lawsuits such as:
Car and truck accident cases, Slip and fall accidents, Premises liability, Catastrophic injuries and Wrongful death claims
Wrongful termination, Discrimination cases, Harassment claims, Wage and hour violations and Retaliation claims
Medical malpractice, Medical device alfunctions, Defective drugs, Pharmaceutical liability and Healthcare provider negligence
Labor law violations, Qui Tam and whistleblower cases, Sexual harassment cases, Worker's compensation claims, Wrongful imprisonment and civil rights violations
Legal case funding like personal injury pre-settlement loans, accident settlement loans, or settlement advance money for any of the cases listed above is easy to obtain, especially if you are a party to an active lawsuit.
With this financing, you can avoid the economic pressures that could cause you to settle your claim for less money than it is worth.
Personal injuries can be devastating both physically and financially. When you’re hurt because of someone else’s negligence, you deserve compensation—but the legal process can take time. Our personal injury lawsuit funding helps you stay financially secure during this challenging period.
Whether you’ve suffered from a car accident, slip and fall, workplace injury, or any other incident where another party is at fault, we can provide the funding you need to maintain your financial stability while your attorney fights for a fair settlement.
Types of personal injury cases we fund include:
If you’ve been injured on the job, workers’ compensation benefits may not be enough to cover all your expenses, especially if you’re unable to work. Insurance companies and employers often delay or deny valid claims, putting you in a difficult financial position.
Our pre-settlement funding for workers’ compensation cases provides the financial relief you need while your attorney negotiates for the compensation you deserve. You can use the funds to cover medical bills, living expenses, and other costs without having to accept an unfair settlement offer.
We fund workers’ compensation cases involving:
Medical malpractice cases are among the most complex and time-consuming legal matters. When a healthcare provider’s negligence causes harm, the resulting medical bills and lost wages can quickly become overwhelming.
Our medical malpractice lawsuit funding gives you the financial breathing room you need to pursue justice. With our funding, you can focus on your recovery without the pressure to accept a settlement that doesn’t fully compensate you for your injuries.
Medical malpractice cases we fund include:
Auto accidents can leave you with serious injuries, mounting medical bills, and no way to work. Insurance companies are notorious for delaying claims and offering settlements far below what you deserve.
Our vehicle accident lawsuit funding helps you maintain financial stability while your attorney negotiates for fair compensation. Don’t let financial pressure force you to accept less than you deserve.
We provide funding for all types of vehicle accident cases:
Property owners have a legal obligation to maintain safe conditions. When they fail to do so and you’re injured as a result, you deserve compensation for your injuries, medical expenses, and lost wages.
Our premises liability lawsuit funding provides financial support while your case progresses. You can cover your immediate expenses without having to accept an unfair settlement offer from the property owner’s insurance company.
We fund premises liability cases involving:
Our pre-settlement funding services extend beyond the categories listed above. If you’re involved in any type of civil litigation where you expect to receive compensation, we may be able to provide funding.
Additional case types we fund include:
If you don’t see your case type listed, please contact us. Our funding specialists can evaluate your case and determine if we can provide the financial assistance you need.
Pre-settlement loans and legal case funding is a service we built our business around that provides access to your future financial compensation now (before your settlement or trial verdict is reached) when you most need it.
Legal cases can take months or even years to make their way through the court system until they are finally resolved through a judgment or settlement. Unfortunately, even when the facts are clearly in your favor, the attorneys for the other side will try to delay the case as a way to pressure both you and your attorney to settle your suit for less money than the case is worth.
Your employment dispute or medical malpractice claim has likely exacerbated your current bills and expenses. In addition, your attorney has probably taken your case on a contingency basis, meaning they will see no money until the case is resolved. This leaves you both under financial pressure to take some money now rather than continue to fight for the full value of your claim.
You may need the services of an expert witness to prove your case, and they must be paid long before your settlement comes through. This is where legal case funding comes in.
Case cost funding or a pre-settlement loan allows you to access your future compensation package to pay your current expenses. As your legal funding company, we evaluate the facts of your case and estimate the size of the settlement you are likely to receive. We then lend you a portion of that amount (this is the “settlement advance money” we provide), to be repaid after you receive your compensation from your settlement.
Is legal case funding like wrongful termination lawsuit funding or medical malpractice lawsuit funding really a loan? Pre-settlement funding is a loan, but very different from other types of loans (such as traditional “lawsuit loans”) in three fundamental ways:
Your future settlement is the collateral for the settlement advance money. To reiterate, if you lose the case, you repay nothing. That is the essence of a “non-recourse” loan. It means the lender has no recourse to seek repayment of the loan from any source other than the specified collateral.
You can safely take legal case funding without risk to your personal finances or property. That is not the case with recourse debt — like hard money loans (physical collateral is usually required by the lender) or credit card debt or a mortgage refinance (where your credit score is ultimately the “collateral,” and to protect it you would have to repay the debt).
Also, unlike other forms of cash advance or loan, legal case funding is usually non-taxed. Since it comes out of your compensation package, it’s considered part of your legal compensation, which is not taxable income. So, the only time you may have to pay taxes on it is if you use the settlement advance money to make an investment that makes a profit.
A personal injury settlement loan or any other form of legal case funding is like a cash advance on your settlement package. You are free to use the money in any way you see fit. Most people use their settlement advance money to cover their expenses while they wait for the case to be settled. Some of the common expenses that plaintiffs use their settlement advance money for include:
Legal case funding can cover your living expenses while your case proceeds. It can lessen the financial stress and address your damages while you wait for the case to conclude. This blunts the opposing attorney’s pressure tactics that are designed to force you to settle for less than you deserve.
Pre-settlement loans for auto accidents, malpractice, personal injury, wrongful termination, and more differ based on the fact pattern and complexity of the case. Until we review your case, we cannot determine how much legal case funding you might receive or how much it will cost. However, we can say that while predatory lending companies can charge high, compounding interest rates that eat up your settlement, we charge only a simple, non-compounding interest rate.
In fact, we charge no fees for your pre-settlement loan. All costs for our legal case funding are spelled out upfront. The entire contract should be easy to understand and written so you know exactly what you are agreeing to.
Our goal is to lighten your burden and alleviate the stress of your situation. Further, we aim to serve you so well that you are pleased to recommend our services.
Your legal case funding comes directly from your eventual settlement or compensation package at the conclusion of your lawsuit. It’s a form of cash advance so that you can take care of present expenses while waiting for future compensation.
As such, the amount you can get for your legal case funding greatly depends on factors related to your case, such as:
We have provided clients with anywhere from $500 to $2,000,000 in legal case funding. We’ve got the resources to help you meet your needs now while you wait for the wheels of justice to finally finish turning in your case.
Qualifying for a personal injury settlement loan or any other form of legal case funding with us is easier than you might expect. There are just a few conditions your case must meet to obtain financing:
If you meet the above criteria, you will likely qualify for legal case funding. We do not check your credit score or your property holdings because the only source for repaying the loan comes from your settlement. All that matters when it comes to getting funding is the quality of your case.
If you have a lawsuit pending for a car accident, an employment dispute, medical malpractice, or any type of personal injury, you likely qualify for legal case funding from us. Here’s how the process works:
Step 1: You Apply Click the “Apply Now” button at the top right of this page. Provide some information about your case, including the expected compensation and the expected duration of the lawsuit. Also, provide contact information for your contingency-based attorney or law firm.
Step 2: We Evaluate Our team will review your information to determine how much money we can provide for your case. We have helped clients by loaning anywhere from $500 to $2,000,000 in past cases.
Step 3: You Get Your Money We work to get you your money as quickly as possible once your legal case funding is approved and all the paperwork is signed. In some cases, you’ll receive the money in as little as a single day!
We understand that you need to receive your pre-settlement funding as quickly as possible, especially if you have large upcoming or overdue bills. We have streamlined our application process to get your funding approved and released to you fast and hassle-free.
You’re not getting a typical loan or cash advance when you take out legal case pre-settlement funding. This type of funding is non-recourse, which means you ARE NOT held personally liable for the debt.
What does that mean? In simple terms, it means:
There is no risk to your finances or property when you take out an accident settlement loan, a personal injury settlement loan, or another form of legal case funding.
Just because legal funding offers many benefits and carries no risk to your personal finances or property doesn’t mean it is the right course for you. Some signs that indicate settlement advance money or pre-settlement funding is a good choice for you include:
Pre-settlement loans are not free. You’ll undoubtedly keep less of your settlement if you take out one or more such loans. Even with a low, simple interest rate like ours, legal case funding can become expensive if your case extends for years. If you can afford to meet your living expenses and are not facing financial hardship, you may be better off without a loan.
Additionally, if you have received a fair offer for your damages, continued negotiations may be counterproductive. And if you have not lost significant money or income, legal case funding may not be in your best interest.
We require that you be represented by an attorney or law firm before we can work with you. This is both for the safety of our investors and for your benefit, as studies show that clients with lawyers representing them typically earn far more in compensation than those who represent themselves.
We need your attorney’s approval in order to offer you a pre-settlement loan. Most contingency-based lawyers — the type of lawyers we can work with — welcome legal case funding. However, some attorneys do not want to involve a third party in the payment process. In this case, we will communicate with them to try to come to an agreement.
If your lawyer refuses to accept a pre-settlement loan, we will not be able to work with you. However, should you change attorneys to one who is open to legal case funding, we would then be happy to assist you. If you cannot find an attorney who will accept a pre-settlement loan, you may need to resort to other forms of funding, such as recourse debt, to cover your expenses.
We will process your legal case funding application and get your money deposited to your bank account within 24 hours once you are approved. We may be able to provide you with anywhere from $500 to $2,000,000, depending upon your case. Our application takes just minutes to complete, and we won’t run a credit check or any evaluation of your personal assets.
Ready to get your money in as little as 24 hours? Just click the “Apply Now” button at the top of the page and answer a few questions about your lawsuit.
If you have any questions about legal case funding or the types of cases we fund, call us today. One of our team members will be happy to address any questions about the settlement advance money process.
With us, you can get the funding you need to fight for the full value you deserve.
