Understanding Legal Funding:

How Our Process Works

You shouldn't have to settle for pennies on the dollar just because you don't have deep pockets! We strive to make the civil justice system more accessible to you. If you are the plaintiff in a personal injury lawsuit or commercial litigation and you're struggling to pay your bills while waiting for your case to resolve — we can help!

We provide fast settlement advance money so you can afford to continue to fight for the just compensation you deserve! With legal funding from us, you can pay your bills and meet your financial obligations while giving your attorney the time they need to secure the best settlement possible!

What is Settlement Advance Money?

Settlement advance money and legal funding were created to enable plaintiffs to afford lengthy litigation battles and receive the compensation their case warrants. Fast settlement advance money acts as a cash advance on your future settlement, which is why it’s also referred to as a “pre-settlement loan.” It gives you access to your future compensation so you can pay your bills now while waiting for the case to resolve.

We are one of the best-rated settlement advance money companies in the nation. We can put an end to the financial stress you’re experiencing that is forcing you to consider settling for the lowball offer the defense attorney or insurance company is pushing. With fast settlement advance money, we give you early access to the money the defendant owes you so you can continue the fight to make them pay up. We can have your loan amount deposited into your bank account within 24 hours of approving your loan and getting the documents signed!

To better understand your options, let’s take a look at the settlement advance money process.

Legal Lending — How it Works

When you file a lawsuit, your attorney and the defendant’s attorney investigate the claims and interview witnesses. Both sides thoroughly research the case. And then, the defense team stalls. They delay, they postpone, and they procrastinate. The defense attorney and the insurance company do all they can to drag out the case for as long as they can. Their strategy is to let your bills pile up and cause you so much financial pressure that you will cave and accept a small fraction of your case’s true value, just to ease the financial stress.

This bullying is outrageous but entirely legal. Defense and insurance companies do their best to protect their clients from the legal repercussions of their actions. And the wealthier the defendant, the longer you can expect the case to drag out. We protect you from these tactics. With fast settlement advance money, you can turn your financial picture around in just a few days. You can access a part of your future compensation to pay your bills, relieving the tension. And then stay the course until you receive the full compensation the defendant owes you.

What is the Settlement Advance Money Process?

We understand that you likely faced extreme financial hardship before you came looking for relief through legal funding. So we have streamlined our application process and strive always to get your pre-settlement loans fast. Our settlement advance money application process is just three simple steps:

Step 1: You Apply

Simply visit our Apply Now page to provide your name, contact information, and that of your attorney. Also, include the type of lawsuit you've filed and the state where you reside.

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Step 2: We Evaluate

Our team of underwriters will contact your attorney to learn about your case. We will work closely with your attorney throughout your case but never substitute our judgment for theirs.

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Step 3: You Get Your Money

We understand that you need your settlement advance money fast. So we work hard to do our due diligence quickly. Once we get the loan documents signed, we'll deposit your money into your account.

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We can typically get your money to you within 24 hours. You can help to speed up the process. Once you have applied for a fast pre-settlement loan with us, please contact your attorney. Let them know you have applied for legal funding and authorize them to speak with us.

You may be surprised that we haven’t discussed your credit rating yet. There’s a good reason for that. Your credit, income, property, and assets will never be a part of the settlement advance money process. This is because our legal funding is always structured as non-recourse loans.

What is a Non-Recourse Loan?

Fast settlement advance money is quite different from conventional loans like home loans, car loans, or credit cards. This is because our legal funding is classified as non-recourse loans. The key distinction is the way the loans are repaid. With conventional loans, the lender can garnish your wages, place a lien against your home, and pursue other methods for getting their money back if you fail to make your loan payments. But a non-recourse loan can be repaid solely from the loan’s collateral. A non-recourse settlement advance money uses your future compensation as the loan’s collateral. Until you get your compensation, we don’t get paid. And, if you should lose your case — you won’t owe us anything.

With a non-recourse loan, the lender has no recourse to pursue repayment from any other source of funds other than the collateral. A fast pre-settlement loan can be repaid solely from your compensation. We will never see a penny from your income, assets, or home. This is why settlement advance money is considered risk-free. Further, because we’ll never see any of your own money, neither a credit check nor income verification will play any role in the settlement advance money process.

Once we receive your application for a fast settlement advance money, we’ll evaluate your case to determine how much money we can offer you and at what interest rate. We’ll spell out all the details for your review before moving forward.

What Can a Fast Settlement Advance Money Be Used For?

The point of legal lending is to relieve your financial pressure so that you can see your lawsuit through to a just conclusion. Only you can know how best to use the money to achieve that goal. So you are free to use a fast settlement advance money’s funds any way you see fit. Common ways our clients use their legal funding include:

  • Medical bills
  • Physical or occupational therapy
  • Property repairs
  • Mortgage or rent payments
  • Income replacement
  • Utilities
  • Daily expenses like gas or food
 

Sadly, many plaintiffs do not have the financial wherewithal to cover the damages they have suffered while also keeping up with their regular expenses. That’s why we provide settlement advance money fast. So you can keep your head above water while your attorney fights to get you the compensation you deserve.

With a non-recourse loan, the lender has no recourse to pursue repayment from any other source of funds other than the collateral. A fast pre-settlement loan can be repaid solely from your compensation. We will never see a penny from your income, assets, or home. This is why settlement advance money is considered risk-free. Further, because we’ll never see any of your own money, neither a credit check nor income verification will play any role in the settlement advance money process.

Once we receive your application for a fast settlement advance money, we’ll evaluate your case to determine how much money we can offer you and at what interest rate. We’ll spell out all the details for your review before moving forward.

Am I Eligible for a Fast Pre-Settlement Loan?

If you are the plaintiff with a civil case and are due compensation, you likely qualify for fast settlement advance money from us. We provide legal funding in most states throughout the U.S. We have provided legal funding in a wide array of cases, including:

  • Personal injury
  • Car accidents
  • Civil rights
  • Commercial litigation
  • Sexual abuse
  • Labor law
  • Product liability
  • Medical malpractice
  • Wrongful death
  • Wrongful imprisonment
  • And many others

 

The list of cases we fund is continually growing. If you don’t see your case listed, please contact us, and we’ll let you know if we can help you.

We can process, approve, and fund settlement advance money fast. We have one of the highest acceptance rates in the industry. The only other conditions that play a part in your eligibility for funding are:

  • You must be at least 18 years of age
  • You must be represented by a contingency-based attorney
  • The at-fault party has insurance

 

We require that an attorney represent our clients before we offer fast pre-settlement funding. This is to protect both your interests and our own. Studies consistently show that trained litigation attorneys outperform individuals who represent themselves. Not only are you far more likely to win your case with an attorney, but your final compensation will likely be far larger.

How is a Fast Settlement Advance Money Repaid?

Thus far, we’ve discussed every step of the settlement advance money process except the final one — repayment. Unlike with conventional loans, you won’t face monthly payments that start immediately and run for years. Instead, we wait with you for however many months or years it takes for your lawsuit to resolve. You won’t make any payments; just use the pre-settlement funding to meet your needs.

Then, your lawsuit resolves. A check for the total compensation package is sent to your attorney. They cut us a check for the agreed-upon portion — and we have been repaid! It is that simple! Next, your attorney deducts their fees and sends you the settlement balance.

The settlement advance money repayment process is that simple.

Apply for a Fast Settlement Advance Money Today — FREE!

You have a lawsuit and financial stress. We have the funds necessary to alleviate your financial stress so you can see your case through to just compensation. If you’re ready to let go of the stress and continue your fight for justice, apply now. If all goes well, we can process your application and have the funds of a fast settlement advance money in your account within 24 hours!

If you have questions, please visit our FAQ section or give us a call. One of our friendly team members will be happy to assist you.

We are one of the best-rated settlement advance money companies in the nation. It costs you nothing to learn what we can do for you!

Fill out the short form for a free consultation and quote. Get cash as soon as 24 hours of approval.